Non-Prime Program Highlights
• 1 Day out of Foreclosure, Short Sale or Deed-in-Lieu
• Up to 85% LTV
• Credit scores down to 500
• Mortgage Lates Last 12 Months OK
• Non Warrantable Condos OK
• Loan amounts to $2 Million
• 100% Gift Funds Allowed
• Foreign National Programs – Stated! – No US Credit
• No Reserves, No Prepayment Penalties
• Bank Statement Program for Income, Self-Employed
Owner Occupied Non-Prime Program Highlights
INCOME
• Bank Statements for Self Employed & 1099 Borrowers to 85% LTV*
• Asset Depletion: 100% asset utlization
• No 4506T’s
CREDIT
• 1 Day out of Short Sale, Bankruptcy & Foreclosure ok
• 500 fico’s Cash Out Refi & Purchase
FLEXIBLE
• 85% LTV 2yrs from Foreclosure & Bankruptcy
• 70% LTV with 550 fico
• No Reserves
• 30yr Fixed available
• 50% Debt to Income Ratio